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Project
Bank competition and financial stability
Analyze how the lending standards of a bank is affected by the decisions taken by the remaining banking system, namely in terms of risk-taking. The existing literature on bank competition offers two opposite results – on one hand, more competition may lead banks to take on too much risk; on the other hand, competition leads to lower interest rates which increases the proportion of “safe” loans in the pool of loan applicants.
Date:21 Sep 2020 → Today
Keywords:banking
Disciplines:Financial economics
Project type:PhD project